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Canadian HR, explained.

Practical guides on payroll, compliance, employment law, and people operations, written for Canadian SMBs.

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Payroll

CPP2 Explained: What It Is, How the Two-Tier System Works, and What Canadian Employers Must Withhold in 2026

CPP2 adds a second contribution tier above the YMPE. In 2026: employee max $416.00, employer matches it dollar-for-dollar. Here's the design logic, the 2026 numbers, and the edge cases that generate real payroll errors.

Maria Reyes··6 min
Termination

Maternity and Parental Leave in Canada, 2026: EI, QPIP, and the $729 Weekly Ceiling Nobody Talks About

Canada has two parallel parental leave systems, federal EI for most of the country, QPIP for Quebec, plus 13 provincial job-protection statutes on top. Here's the 2026 week counts, the weekly dollar caps that catch higher earners by surprise, and what the employer actually has to do.

Stephen Humphrey··8 min
Provincial

Quebec Overtime Rules and Calculation: The Reference for Employers Hiring in QC

Quebec overtime kicks in after 40 hours per week at 1.5× regular wage. No daily threshold, narrow manager exemption, 12-month bank-and-take-or-pay rule. Full reference.

Stephen Humphrey··8 min
Payroll

How to Calculate Stat Holiday Pay in Canada: Step-by-Step for Every Province

Canada has four different stat holiday pay formulas. This step-by-step guide shows Canadian SMB owners and payroll managers how to calculate stat pay correctly for every province in 2026, with worked examples and a free calculator.

Stephen Humphrey··7 min
Payroll

Ontario Employer Health Tax (EHT): The Payroll Cost You May Be Calculating Wrong

Ontario EHT is a payroll tax on total remuneration. The $1M exemption sounds generous, until you cross it. Rates, the associated-employer rule, the $5M cliff, and what the 2025 reforms changed.

Maria Reyes··7 min
Provincial

Minimum Wage in Canada by Province, 2026: The Full Table, the Federal 'Higher Of' Rule, and Why Alberta Is Frozen

Canada's 14 jurisdictions set 14 different minimum wages. The 2026 gap between highest (Nunavut at $19.75) and lowest (Alberta at $15.00) is $4.75 an hour. Here's the full table, the scheduled increases, and the compliance traps for multi-province employers.

Stephen Humphrey··7 min
Provincial

Sick Leave in Canada by Province: Who Gets Paid, Who Doesn't, and the One Rule No Two Provinces Agree On

Canada has 14 different sick leave entitlements, federal, 10 provinces, 3 territories, and the gap between the best and the worst is 10 paid days versus zero. Here's the full 2026 table and the compliance traps that catch multi-province employers.

Stephen Humphrey··7 min
Payroll

TD1 Form 2026: Federal + Provincial Personal Tax Credit Amounts Explained

2026 TD1: $16,452 federal basic, $9,208 age, $10,341 disability + every provincial amount and Quebec's TP-1015.3-V. Plus the 3 mistakes Canadian employees make on every new hire's first paycheque.

Stephen Humphrey··7 min
Provincial

Stat Holiday Pay in Canada by Province: The Rules, the Traps, and Why BC Is Its Own Thing

Canadian statutory holiday pay uses four completely different formulas across the provinces. A miscalculation during one holiday weekend can cost five figures by year-end. Here's the full 2026 table and the three traps SMBs keep falling into.

Stephen Humphrey··7 min
Compliance

Compliance-as-Monitoring: Why Most HR Software Fails the Audit Test

Your HR platform tells you what was compliant the day you typed it in. It does not tell you when something breaks. The most expensive compliance problems are the ones you don't know you have, and they're the ones a daily monitoring layer would catch in 24 hours.

Stephen Humphrey··6 min
Compliance

Record of Employment (ROE): The Canadian SMB Playbook for Getting It Right in Five Days

The ROE deadline is five calendar days, the reason codes are easy to get wrong, and the insurable-earnings math catches almost everyone once. Here's the playbook Canadian SMBs need, and the three mistakes Service Canada sees most.

Stephen Humphrey··11 min
Termination

Severance Pay in Canada: What You're Actually Owed When the Meeting Happens

Statutory notice is a floor, not the number. Canadian workers terminated in the 2023–2024 layoff wave routinely signed away common-law reasonable notice worth many times the package HR handed them. Here is what the math really looks like, province by province.

Stephen Humphrey··7 min
Payroll

CPP2 Max 2026: $416.00, 2026 CPP Rate, YMPE & YAMPE

2026 CPP2 max: $416.00 (4.00% on $74,600–$85,000). Base CPP 5.95% to YMPE $74,600. Free calculator + the 3 employer mistakes to avoid.

Stephen Humphrey··5 min
Provincial

Vacation Pay in Canada by Province: The Reference Every SMB Should Have Pinned

Canadian vacation pay ranges from 4% to 8% by province and tenure, with Saskatchewan using a different formula altogether. Here's the full 2026 table and the three traps that cost Canadian SMBs real money.

Stephen Humphrey··5 min
Provincial

Overtime in Canada by Province: The Reference Every HR Lead Should Have Pinned

Provincial overtime thresholds in Canada vary from 40 to 48 hours, with daily caps in BC, Alberta, and the territories. Here's the full reference and the traps that bite Canadian SMBs.

Stephen Humphrey··4 min

What we're writing next

Coming Soon
Payroll

CPP & CPP2 Contributions in 2026: What Canadian Employers Need to Know

The 2026 YMPE is $74,600 and the second additional CPP contribution (CPP2) applies up to $85,000. Here's how it impacts your payroll calculations.

Coming Soon
Compliance

ESA Vacation Pay Rules by Province: A 2026 Guide

Vacation pay rules vary significantly across Canadian provinces. This guide breaks down the differences so you don't get it wrong at year-end.

Coming Soon
HR Ops

Onboarding Checklist for Canadian Employers

What documents you need, what CRA forms to collect, and what compliance steps to complete before an employee's first day.

Coming Soon
Payroll

Understanding ROEs: When to Issue and What to Report

Record of Employment errors are one of the top Service Canada compliance issues for small businesses. Here's how to get it right with ROE Web.

Coming Soon
Compliance

PIPEDA and Employee Data: What HR Teams Must Know

Collecting, storing, and sharing employee personal information is heavily regulated in Canada. A practical guide for HR teams.

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